Health insurance is a type of insurance that typically pays for the insured’s medical, surgical, prescription drug, and sometimes dental expenses.

Health insurance protects you from financial ruin if you have a medical problem, but this isn’t always the case. As a result, a health insurance expert is invaluable when it comes to determining the appropriate level of coverage to protect you and your loved ones from significant financial loss as a result of unforeseen circumstances.
It is mandatory in some countries; however, mandatory usually means a basic level of insurance and does not necessarily mean the best cover or the best value.